House Purchase Calculator

Client Goal / Requirement:
TYou would like to purchase a 2 BHK flat in the next 5 years costing around 90 lakhs in today’s value in Navi Mumbai region.

Ref. NoParticularsAmountRemarks / Notes

Future Value of House

1Present Value of House
2Growth Rate of Real Estate%
3Number of Years for Goal
4Future Value of House

Home Loan / Downpayment

1Home Loan Funding%
2Home Loan Amount
3Down-Payment
4Down-Payment Amount

Home Loan Feasibilty

1Current Monthly Income
2Expected Income hike over the period (p.a.)%
3Expected Monthly Income while buying house
4Ideal Percentage of EMI to Monthly Income%
5Ideal Home Loan EMI Limit
6Home Loan Rate%
7Home Loan Tenure (in Years)
8Home Loan EMI

Utilization of Current Assets for Down-payment

1Resale Value of Current House (after 5 years)
2Sale of Plot (after 5 years)
3Total Current Assets Utilized
4Percentage of Goal on Track

Fresh Investments Required for Down-payment

1Deficit (Corpus Required-Assets Utilized)
2Start investing after (no. of years)
3Stop investing before (no. of years)
4Expected Investment Returns (p.a.)%
Lumpsum Funding Required (If Available)
Monthly Investments (Fixed)

Planner Comments/Observations

You can achieve this goal by making a downpayment from resale value of existing house/plot, starting a fresh investment of Rs. 20,000 in debt & equity MFs and taking a fresh 10 year tenure home loan at the time of purchase.

House Purchase Calculator

Client Goal / Requirement:
TYou would like to purchase a 2 BHK flat in the next 5 years costing around 90 lakhs in today's value in Navi Mumbai region.

Ref. NoParticularsAmountRemarks / Notes

Future Value of House

1Present Value of House
2Growth Rate of Real Estate%
3Number of Years for Goal
4Future Value of House

Home Loan / Downpayment

1Home Loan Funding%
2Home Loan Amount
3Down-Payment
4Down-Payment Amount

Home Loan Feasibilty

1Current Monthly Income
2Expected Income hike over the period (p.a.)%
3Expected Monthly Income while buying house
4Ideal Percentage of EMI to Monthly Income%
5Ideal Home Loan EMI Limit
6Home Loan Rate%
7Home Loan Tenure (in Years)
8Home Loan EMI

Utilization of Current Assets for Down-payment

1Resale Value of Current House (after 5 years)
2Sale of Plot (after 5 years)
3Total Current Assets Utilized
4Percentage of Goal on Track

Fresh Investments Required for Down-payment

1Deficit (Corpus Required-Assets Utilized)
2Start investing after (no. of years)
3Stop investing before (no. of years)
4Expected Investment Returns (p.a.)%
Lumpsum Funding Required (If Available)
Monthly Investments (Fixed)

Planner Comments/Observations

You can achieve this goal by making a downpayment from resale value of existing house/plot, starting a fresh investment of Rs. 20,000 in debt & equity MFs and taking a fresh 10 year tenure home loan at the time of purchase.

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